Copyright and Intellectual Property Policy

Trademarks works hard to make sure our goods and services are easily
recognizable. We do this by associating our goods and services with our
trademarks and trade dress (“Mark” or collectively “Marks”). This is why our
Marks cannot be used in any manner that is deceptive or disparaging, or in
connection with any product or service that is not ours. Using a Mark without our
prior written consent constitutes trademark infringement and unfair competition in
violation of federal and state laws.
The following is a non-exhaustive list of our Marks. The absence of a product or
service name or logo from this list does not constitute a waiver of trademark or
other intellectual property rights.
 for Advisors℠
 for Business®
 Institutional®
 Speedometer℠
 Fred Illustrations℠
 Investing Made Better®
 RetireGuide™
 Tax-Coordinated Portfolio™
 Tax Coordination™
 Tax Loss Harvesting+™
 TLH+™
For more information on how to use our Marks
Copyright and Other Intellectual Property maintains, our mobile applications, and our
other online services and websites (collectively, the “Platform”).
is the owner or the authorized user of all text, images, graphics, photos,
animation, music, sounds and other materials contained within the Platform. The
materials contained within the Platform, including, without limitation, any
copyrights, trademarks, service marks, and all other proprietary materials, are
protected by U.S. and international copyright laws and treaty provisions,
trademarks laws, and other proprietary rights laws. also owns a
copyright in the selection, coordination, and arrangement of the material
contained within the Platform.
The material contained within the Platform is provided by LLC
only for lawful uses by clients, employees, and members of the
general public. The material may not be copied, republished, incorporated into
another website or reproduced (whether by linking, framing, or any other
method), transmitted, distributed, uploaded, posted, used to create a derivative
work or exploited in any other way without the express prior written consent of LLC. Use of the Platform does not grant users any right, title, or
interest in the materials contained within the Platform.
Digital Millennium Copyright Act respects the intellectual property rights of others and expects its
users to do the same. Pursuant to the Digital Millennium Copyright Act of 1998
(the “DMCA”), will respond expeditiously to notices of alleged
copyright infringement on the Platform that are reported to’s
Designated Copyright Agent identified in the Notice (as described below). prohibits copyright infringing activities on the Platform and will, if
properly notified of infringing files, expeditiously remove or disable access to
such files. Upon receipt of the Notice, will take whatever action,
in its sole discretion, it deems appropriate, including removing or disabling
access to the material without prior notice, to the extent it is technologically
possible given the nature of the Platform.
Notice: If you are a copyright owner, or agent thereof, please report alleged
copyright infringements taking place on or through the Platform or other services by completing a DMCA notice of alleged infringement
(“Notice”) and delivering it to’s Designated Copyright Agent.
Upon receipt of a Notice, will take whatever action, in its sole
discretion, it deems appropriate, including removal of the challenged content
from the Platform. will make best efforts to review the Notice as
soon as possible and to promptly remove or block access to the content, so long
as all the required information is included in the Notice.
Please provide the following information to our Designated Copyright Agent:
 Identify the copyrighted work claimed to have been infringed, or, if multiple
copyrighted works on the Platform are covered by this Notice, a
representative list of the copyrighted works that are claimed to have been
 Identify the material or activity claimed to be infringing or to be the subject
of infringing activity and provide information reasonably sufficient to locate
the material, including, at minimum, if applicable, the URL.
 Include a short explanation of how the content infringes your rights.
 Provide information reasonably sufficient to permit us to contact you, such
as a mailing address, telephone number, and, if available, email address.
 Include both of the following statements in the body of the Notice:
o “I hereby state that I have a good faith belief that the disputed use
of the copyrighted material or reference or link to such material is
not authorized by the copyright owner, its agent, or the law (e.g., as
a fair use).”
o “I hereby state that the information in this Notice is accurate and,
under penalty of perjury, that I am the owner, or authorized to act
on behalf of the owner, of the copyright or of an exclusive right
under the copyright that is allegedly infringed.”

 Sign the Notice by providing a physical or electronic signature along with
your full legal name.
Counter notice: Once an appropriate Notice is received, will
follow the procedures provided in the DMCA, which set forth a notice and
takedown process, subject to the alleged infringer’s right to submit a counter-
notification claiming lawful use of the copyright or other intellectual property
interest that is allegedly infringed. Please note that any Notices or counter
notices received may be sent to’s legal advisors.
Any Counter Notice should include the following:
 Your name, address, telephone number, and email address.
 An identification of the material that has taken down.
 A statement under penalty of perjury that you have a good faith belief that
the material was removed as a result of mistake or misidentification.
 A statement that you consent to the jurisdiction of the U.S. District Court
for the federal district in which you reside or the jurisdiction of the U.S.
District Court for the Southern District of New York if you reside outside
the United States, and that you will accept service of process from the
complaining party or its agent in the event that a lawsuit is filed against
you from the complaining party or its agent in the event that a lawsuit is
filed against you relating to such content.
 Your physical or electronic signature.